DALLAS, Nov. 18 /PRNewswire/ -- There are many factors affecting auto insurance rates which Texans cannot control, including age and driving experience; however, one of the most important rating factors does happen to be controllable, and that is a driver's driving record. It is a well known fact that motorists who practice safe driving will not only increase driver and passenger safety, but also will save money in the insuring process from discounts and rewards offered by insurers.
When applying for Texas car insurance, the number of tickets and accidents that an individual accumulates on their driving record can directly affect policy premiums because it may indicate a higher risk of loss; therefore, practicing responsible, safe driving and obeying traffic laws has proved to be an effective way of keeping blemishes off of a driver's record and keeping rates as low as possible.
The majority of traffic accidents are a result of human judgment and many can be avoided by following the rules of the road. According to the Texas Department of Transportation, "Most crashes in Texas result from speeding, failure to yield, driving under the influence of alcohol, following too closely and running red lights and stop signs."
Source
Subscribe to:
Post Comments (Atom)
No comments:
Post a Comment