According to Aldiatx, referring to Dallas Morning News one in four cars in Dallas County don't have auto insurance. The information, released by the Texas Department of Insurance, reads that this is the highest percentage in county's major urban centers with such a low car insurance rate.
The figures, obtained from the database of the insurance verification program TexasSure, also show that 4.1 million cars and pickup trucks - 22% of all state-level vehicles - lack a basic liability car insurance coverage and violate state law requiring insurance.
In Dallas County, 26% of all cars in circulation, or about 482,000 cars and pickups, are not insured. In Tarrant County, 21% are without auto insurance. The numbers are also high in other counties: 15.1% in Collin, Rockwall and Denton at 17%. These figures do not include commercial vehicles. This is a segment that TexasSure is not encompassing yet.
The South Texas counties registered the highest rates of lack of car insurance. For example, in Cameron County, east of Austin, nearly 38% of cars are without auto insurance.
The Insurance Department did not analyze the causes of high averages in Dallas and other counties.
The authorities are now seeking to clarify why these many cars are without insurance. The goal is to explain the car owners to make the correct choices.
Currently the driver who are without insurance are fined in the amount of $ 350 for the first offense and up to $ 1,000 for the second. People who accumulate multiple offenses and don't take any action may be arrested.
To combat the problem of not having car insurance locally, several cities, some in Northern Texas, have implemented programs to penalize uninsured drivers by towing their cars. Among them are Arlington, Dallas, DeSoto, Garland, Irving and Mesquite.
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